Colorado Trial Practice Blog : Colorado Injury Lawyer & Attorney : Mac Hester : Personal Injury, Auto Accident, Medical Malpractice : Serving Denver, Colorado Springs, Aurora

Med-Pay insurance pays for medical expenses incurred as a result of auto accidents. Your Med-Pay insurance covers the driver and passengers in your covered vehicle but does not cover the occupants of the at fault driver’s vehicle. Med-Pay coverage is essential if you do not have health insurance. Med-Pay is highly beneficial even if you do have health insurance, as Med pay covers medical expenses that are often not covered by health insurance and also may be used to pay health insurance co-pays and deductibles.

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Your client's auto crash injury medical bills were paid by the client's employer's health insurance. Your client aks: "My health insurer says that it is entitled to 100% reimbursement from my settlement. Can they do that?"

Indeed, can they do that?

If you're giving one word answers to that question then contact your malpractice carrier. Whenever I get that question I have to psych myself up to deliver the ERISA lecture as well as to prepare the client to receive it. I won't deliver the ERISA lecture here, but I will give a synopsis.

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